DISCOVER YOUR BOLD in Carbon County...
First Northern Bank & Trust
An independent, family owned and operated community bank, First Northern Bank and Trust Co. is a rock-solid, reliable financial partner, leader and citizen, active in the current affairs of the communities we serve. Thanks to the loyalty of thousands of customers, we continue to grow and prosper through 11 branch locations in four counties: Carbon, Lehigh, Monroe and Northampton. We combine personal, relationship-based service with the latest technologies to make banking quick, easy and convenient. Our local decision makers are both agile and flexible, offering fast approvals and customized financial solutions. FNBT offers a complete line of personal and business financial services including Checking, Savings, Loans, Lines of Credit, Credit Cards, Mortgages, and more. Our suite of Online and Mobile Banking Services includes iPhone and Android Apps, Online Financial Management, Online Bill-Pay, Mobile Deposit, Online Cash Management, Text Alerts, P2P Transfers, E-Statements and more. Connect with us on Facebook or at www.1stnorthernbank.com For customer service, call (610) 826-2239 or (800) 344-2274. We are conveniently located in Palmerton (610) 837-7100; Blakeslee (570) 646-8000; Tannersville (570) 629-2600; Stroudsburg (570) 517-7190; Mount Bethel (570) 897-7000; Sciota (570) 922-5555; Gilbert (610) 681-4671; Wind Gap (610) 863-5400; Egypt (610) 261-0300; Bath (610) 837-7100 and Northampton (610) 261-9464.
First Northern Bank & Trust, Member FDIC and Equal housing lender.
UPCOMING FEATURED CHAMBER EVENTS
- Tuesday, February 5th: Financing & Resources for Farmers & Manufacturers
- Tuesday, February 12th: Palmerton Area Chamber of Commerce Monthly Luncheon
- Thursday, February 14th: Time Management: CC Women in Business Luncheon
CLICK HERE for More Carbon Chamber Events
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What's Next for Carbon County?
Looking at our evolution as a society we have gone from hunters and gatherers to an agrarian society to an industrial society and now our latest iteration of technology. What’s next? Alexander Graham Bell would not recognize the wireless communication technology of today. Nor could Charles Babbage, an English mechanical engineer who originated the concept of a programmable computer in the early 19th century have foretold the power of the internet that we hold in our hands today.
Will we continue on the technology path or is there something out there that we have yet to discover or develop further such as artificial intelligence? Perhaps it will be colonizing other planets or something that none of us can even fathom.
One thing I do know; Carbon County is on the cusp of some pretty amazing things. The projects that we are working on here at the CCEDC are very exciting and will help to positively transform our county and more importantly create more jobs.
We may think that tourism is always getting the spotlight, but manufacturing in Carbon is very much alive and well. Our Leadership Carbon class had the opportunity to see that in person when we toured three of our local manufacturers: Architectural Polymers in Aquashicola and Sharps Compliance and Hydra-Tech Pumps in Nesquehoning. Architectural Polymers is a local home-grown business started in a garage that has grown into a company that ships its products internationally. It’s the same story for Hydra-Tech; that of a small company started in the founder’s garage that also ships world-wide.
The Main Street and Trail Towns initiatives are also an important component to a robust economy. It may not seem like much to some people, but a lot of ancillary businesses prosper when there are amazing outdoor attractions such as the D&L Trail, the Appalachian Trail or the Lehigh River in the mix. Carbon County offers 4 seasons of outdoor fun and adventure.
Successful economic development means having a good cross representation of many different types of business from tourism to manufacturing to healthcare and hospitality. They all work hand-in-hand to create a healthy and robust economy.
Perhaps there is someone out there that is already working on the next greatest invention that will take us to the next level. One of our projects at CCEDC that I am hopeful will become a reality in 2019 is the creation of an incubator space to assist up-and-coming entrepreneurs to mentor them in being a successful business owner and provide services for them that they may not be able to afford on their own.
Who knows what we can accomplish unless we take that first step and make it happen. I am looking forward to what is next for us in Carbon County.
Looking to Expand and Grow Your Business and Need Financial Assistance?
The CCEDC Can Help!
Starting a new business certainly has its challenges. You come up with an idea you do the research even find a great location. Now how are you going to bankroll it?
Remember that usually the first dollars into your business are yours. Perhaps you dipped into savings or cashed in your 401k or maxed out your credit cards. You may even have worked your regular job and moonlighted at your business to get it off the ground but now you’re ready for the next step; actually going out on your own.
At the startup stage, angel investors are hard to find and asking for help to find grants, or ‘free money,’ is a common request that my office handles all the time. While there may be some small grants, these are not common.
New businesses have a hard time getting funding from a bank because they don’t have the financial history of actually being in business. There is really nothing concrete to show a lender that your business is successful much less be able to pay back a loan. CLICK HERE TO READ MORE
CLICK HERE to Learn More and for Application.